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CHILD HEALTHCARE RESOURCES

Medicaid and CHIP Coverage

Medical Insurance is crucial for you and your family. Imagine you or a loved one needs to visit the emergency room. If you have insurance, it is roughly a $50-150 payment for the visit. However, without insurance things become a lot more costly. Emergency room visits with insurance can be anywhere from $150 to $3,000! And with each test and treatment needed; the cost increases.

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http://health.costhelper.com/emergency-room.html

Medicaid may be the solution for you

So what is Medicaid and CHIP Coverage?

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Medicaid and the Children's Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, the elderly, and people with disabilities.

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http://www.healthcare.gov/medicaid-chip/

Do I qualify?

You can visit https://www.healthcare.gov/lower-costs/ to take a short assessment and see if you qualify for coverage for coverage and how much you qualify for. Then based on your income, you'll be lead through some steps to determine estimated pricing and savings, as well as be shown how to create your application in the Health Insurance Marketplace.

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(Extra savings include lower deductibles and copayments. In order to get the extra savings, you must enroll in a plan in the Silver category.)

https://www.healthcare.gov/lower-costs/#nextsteps1

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You may also apply through your state Medicaid agency. Be aware that some states have different names for their Medicaid and CHIP programs.

For Tennessee residents, you would find the information to apply at 

https://www.tn.gov/tenncare/members-applicants/how-do-i-apply-for-tenncare.html

Prescription Help and Low Cost Clinics

If you need help finding clinics that will not hit your pockets as hard as most Partnership for Prescription Assistance is a great resource for finding low cost health facilities near you! By going to http://www.pparx.org/ you can either get help finding certain prescription drugs you need help financing or find a local low cost clinic by entering your sip code.

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